NanoBYO
AI Spec-to-Code Engine Powering US$3B+ Annual APE
Deliver front-to-back continuity—configuring product logic, policy administration rules and workflows in one unified platform.
- Product specification
- Rules, rates & workflow configuration
- Sales illustration rendering
- Scenarios testing
- Production ready deployment
At a Glance
Launch new products with multi-channel sales illustrations in 2 days, down from 8 weeks.
Configure product logic, sales illustrations, underwriting rules, and full policy lifecycle workflows within a single platform.
Autonomous AI agents convert Word specs directly into production-ready APIs.
Modernize front-to-back policy operations seamlessly alongside existing legacy cores without high-risk replacements.
Enterprise Software Platform
Product & Campaign Configuration
- Real-Time VNB Profitability: Model VNB pre-launch to simulate channel margins, rider attachments, and discounts.
- Multi-Jurisdiction Architecture: Built for Asian regional markets (e.g., HK, Macau, Bermuda) with native multi-market logic.
- Sales Campaign Engine: Configure time-bound promotion rules and flash discounts that revert automatically without code changes.
Sales Illustration & Actuarial Calculation
- Dynamic Sales Illustrations: Render compliant packages—from 5-page protection plans to 40-page ILP and Universal Life proposals.
- Channel-Specific Rules: Tailor rate structures, calculation logic, and compliance copy across Agency, Banca, Broker, and D2C.
- Excel-to-API & Offline SDK: Convert actuarial spreadsheets into REST APIs and offline SDKs for non-internet quote generation.
Front-to-Back Continuity
- Full Policy Lifecycle Scope: Configure rules and workflows for new business, underwriting, claims, and policy owner servicing.
- Single-Source Business Logic: Apply identical calculations and validations seamlessly across frontline sales and back-office admin.
- Zero Execution Drift: Eliminate re-coding between systems to ensure rules execute consistently front-to-back.
Agentic AI Acceleration Suite
Autonomous agents take a product from Word specification to tested, production-ready configuration.
Ingests Word specifications, actuarial tables and rider guidelines and generates production-ready NanoBYO configuration, reducing manual development overhead by up to 80%.
Parses functional specifications to generate high-coverage test suites and simulate multi-channel POS journeys.
Benchmarks legacy output against the new engine with visual and numerical variance analysis before deployment.
Architectural Strength
Rules configured in NanoBYO run identically from underwriting to policy servicing.
Agent-generated configuration runs through NanoBYO’s governed engines via NanoUniverse.
Offline SDK keeps quoting and illustration available in the field.
Case Study
Acceleration in time-to-market
Product setup cut to under 1 week, compressing launch cycles from 6–20 weeks to 1–5 weeks across Agency, Bancassurance, Broker and D2C.
Lower product development cost
The Hong Kong operation moved product and campaign configuration in-house, ending reliance on external vendors for every change.
Talk to us about NanoBYO
Tell us which bottleneck you want to clear first, and we will show you NanoBYO working on it.