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Product & Application Development

Defining the future of insurance technology

through AI-assisted, no-code product configuration and low-code application development.

Low-Code Enterprise Application Development

NanoBYO CreateXcel

Insurance-Specific Low-Code IDE designed to build high-performance software across the entire value chain. Whether you are launching a digital Point of Sale (ePOS), a B2B2C white-label platform, an advanced multi-hierarchy commission system, or agile policy administration modules, CreateXcel comes embedded with real-world-tested domain logic and validated component libraries. This empowers your teams to build secure, compliant applications with intelligent workflows that are future-proof by design.

Powerful IDE

Accelerate development using configurable Nano-blocks—reusable, insurance-specific components for both UI and end-to-end business logic. With intuitive wayfinding and smart navigation, your team can assemble complex enterprise applications with unprecedented efficiency.

Visual Workflow Mastery

Take total control of the user journey and operational processes. Visually design and master your entire workflow—from sales orchestration and routing to complex back-office business rules and dynamic screen flows — all within a single interface.

API-First Microservices Architecture

Digitize the entire insurance value chain by transforming every insurance process and calculation into a reusable, independent service. By leveraging a Headless, Microservices-based architecture, you decentralize your operations while centralizing your business logic. This ensures consistency from front-end STP to back-office underwriting, Claims, and Policy Servicing. This modular foundation guarantees a scalable policy lifecycle that integrates seamlessly with your existing core systems and is ready for any digital endpoint.

Evolving Component Library

Stay ahead of the curve with a library that constantly expands. Access the latest modules, security features, and technology best practices, ensuring your platforms—from sales to back-office—remain cutting-edge and secure.

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Case Study

A Fortune Global 500 carrier modernized their entire sales platform in just 5 months, moving from 20-year-old legacy systems to a beautiful, unified digital sales system.